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Kingston has paused any new heritage designation amid fears about insurance coverage
Revealed Jan 27, 2025 • 2 minute learn
Kingston metropolis council voted in opposition to heritage designation for a Boundary Highway farm home in Kingston, Ont. Photograph by Elliot Ferguson /The Whig-Commonplace
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KINGSTON — Considerations about insurance coverage saved a pair of rural properties from receiving heritage designation.
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The properties, that are each on the sting of town limits on Orser Highway and Boundary Highway, had been amongst greater than 300 properties for which town was searching for heritage designation.
However council unanimously voted in opposition to the designations after issues, and a few confusion, about their impact on insurance coverage charges.
“I realized heritage is a big part of the city of Kingston, but it also comes with a lot of extra costs to certain residents,” stated Bradley Knowles, who owns a 120-acre money crop farm on Boundary Highway.
“If I get this, if this designation goes through, that could either be dropped by my insurance company or have no insurance at all.”
Knowles stated the heritage designation would additionally vastly improve the price of renovations.
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Insurance coverage on a farm with a home that’s greater than 100 years outdated is already a problem and Knowles stated he was involved he might be unable to get coated.
Likewise, Countryside Dist. Coun. Gary Oosterhof stated the proprietor of what’s now an equestrian centre on Orser Highway was additionally anxious what a heritage designation would do to their annual insurance coverage renewal.
“If they check off the box that it’s a heritage property, they literally could lose protection insurance protection right there,” Oosterhof stated. “There’s amazing stress right now for that family.”
“This doesn’t feel legal,” stated Lakeside Dist. Coun. Wendy Stephen.
It will not be, stated Jennifer Campbell, town’s commissioner of neighborhood companies.
Campbell stated metropolis employees are to fulfill with insurance coverage trade representatives later this month and she or he added that in line with the Ontario Heritage Act such designations will not be alleged to have an effect on insurance coverage.
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“There is a lot of misinformation, but also a lot of contradictory information being shared with property owners,” Campbell stated.
“We’ve actually been calling insurance companies and having conversations with them relative to some of these properties, and there is something in particular going around with farmland.”
Heritage designation for the 2 rural properties was already being processed however the metropolis has halted any new heritage designations till their impacts are clearer.
Sydenham Dist. Coun. Conny Glenn, chair of the Kingston Heritage Properties Committee, acknowledged the issues the property homeowners have however stated the precedence have to be to maintain the properties viable as residences and companies.
“I absolutely feel like I’m doing a disservice to heritage, but at the same time, you know, my greater concern is always about making sure that people can remain living in their homes and operating their businesses,” she stated.
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